Payments in Full | Substack

By Andrew M. Dresner
· Over 2,000 subscribers

Apple Pay extending its empire

Cool new features may commoditize issuers
14 hrs ago•Andrew M. Dresner

UK Payments Nationalism

Doesn't scratch the networks until later
Jun 21•Andrew M. Dresner

My M&A framework applied to Nuvei/Payoneer

It predicts mostly cost synergies
Jun 18•Andrew M. Dresner

Rethinking Fintech M&A

It isn’t always a bad idea
Jun 16•Andrew M. Dresner

When will the last check be written?

The end depending on economic incentives, not technology
Jun 14•Andrew M. Dresner

Will the merchant settlement help merchants?

Not that much unless they surcharge
Jun 11•Andrew M. Dresner

Banks settle tokenized deposits

Now, what will they use them for?
Jun 9•Andrew M. Dresner

When do Pay-in-4 loans become expensive?

A miracle product becomes less miraculous
Jun 7•Andrew M. Dresner

Clarity could kill some stablecoin yield models

That incents Fintechs to get bank charters
Jun 4•Andrew M. Dresner

Door Dash is building a POS system?

Could it work?
Jun 2•Andrew M. Dresner